Changing the way

businesses are paid

A straightforward goal
A passionate mission
Executive Team
Jamie Whiteway

Jamie is Chief Commercial Officer at Earlytrade. He is responsible for origination, corporate go-to-market strategy and revenue growth. Jamie joined Earlytrade from Taulia, where he began as European Sales Director in 2016 and oversaw excellent growth in the UK&I region before being appointed Head of APAC in 2019.

Prior to joining Taulia, Jamie worked in the UK banking sector at HSBC and Barclays after moving to London in 2011. He holds a Bachelor of Commerce, is a Chartered Accountant, and previously worked at McGrathNicol, KPMG and Westpac in Australia.

Guy Saxelby
CEO & Co-founder

Guy is Chief Executive Officer and Co-founder of Earlytrade. Guy leads all corporate, government and investor parts of the business.

Prior to founding Earlytrade, Guy ran Strategic Partnerships for Monese, a digital challenger bank in the UK. Helping with capital raising and key partnerships the company is now backed by PayPal, IAG and Augmentum and has 150+ employees.

Prior to this, Guy was the Commercial Director (EMEA) at The Exchange Lab, a marketplace for data-driven ad buying, helping scale the company from 16 to 170 employees and win key accounts that lead to their acquisition by WPP, the world’s largest media investment group.

Guy started his career at KPMG, holds a Bachelor of Business majoring in Finance and is a Chartered Accountant.

Piers Symons
CTO & Co-founder

Piers is Chief Technology Officer and Co-founder of Earlytrade. Piers is responsible for operations, delivery and build of technology for the business. Piers has over 10 years of experience in technology and digital in the capital markets space.

Prior to Earlytrade, Piers led the Data Analytics strategy for the Australian Securities Exchange, as well as consulting as a digital Product Manager for nabtrade with a focus on investment research and data insights.

Piers holds a Bachelor of Information Systems & Bachelor of Music in addition to a Masters of Applied Finance.

Advisory Board
Charles Gibbon

Charles was Chairman of WiseTech Global (2006-2018) one of Australia’s most successful technology companies, now worth over $7 billion. Together with Mike, Charles was the first non-founder investor in WiseTech in 2005 and saw its eventual listing on the ASX in 2015 for over $1 billion. Charles remains a significant shareholder and a non-executive director on the board.

Prior to WiseTech, Charles established his own fund management business, Risk Averse Money Managers (RAMM) and introduced index investing to Australia in the mid-80s. Funds under management exceeded $1 billion before being acquired by Macquarie Bank. Charles also established a joint venture with the Frank Russell Group to introduce Australian institutions to the private equity sector and was an initial investor in what is now Quadrant Private Equity. Charles served on the investment committee of the first 3 Quadrant funds.

Michael Gregg

Mike is a major shareholder and non-executive director of WiseTech, the global transport and logistics SaaS giant. Mike invested in 2005 alongside Charles, and has been a director since. With Charles, he has helped guide WiseTech's global expansion.

Aside from WiseTech, one of Mike’s most notable business achievements was leading a management buy-out of Health Communication Network (HCN) from the government in 1995. As MD, he saw it grow from no staff to an ASX listing during the dotcom days. HCN acquired eight companies in twelve months of being public and after establishing a dominant position in the health software space, was eventually itself acquired by Primary Healthcare for over $100 million.

Zac Zavos

Zac is co-founder & Managing Partner at Shearwater Growth Equity. Prior to Shearwater, Zac was the co-founder of Conversant Media, an Australian digital publisher that was acquired by APN News & Media. Zac has a further 10 years experience in digital consulting at firms including Deloitte, IBM Global Business Services and ThoughtWorks.

Our Story
A late payment sparks an Earlytrade
Late one afternoon back in 2014, an accountant at a growing business sat at his desk frustrated. On this day he found himself pondering why his largest customers were always the last to pay

This put a huge strain on the business he worked for and sadly became a barrier to growth. He vowed to do something about it.

Teaming up with a data scientist, they set forth on a noble mission to change a broken system. A system where everyone paid as late as possible.

Earlytrade was born. An intuitive software platform to seamlessly turn receivables into cash flow and payables into income.

But that’s just the start. What’s next will change the game.

A better solution for Australian businesses
No-one likes to be paid late. Not only is it time-consuming to chase up, but late payments have a profound effect on all Australian businesses.

At a macro-level, late payments act as a gigantic productivity tax on our economy. Earlytrade estimates the cost of this to be about 1.5% of GDP each year.

This impacts businesses from both sides of the accounting equation.

It prevents small and medium businesses from hiring, investing and procuring the things they need to grow their businesses. While simultaneously, it destroys shareholder value in large corporates that are holding cash in low interest bearing accounts that could be earning more elsewhere.

We make it easy to get paid
Companies are struggling to access funding, finding it difficult to find reasonably priced options and are evermore frustrated with late payments.

Earlytrade becomes the answer they seek. When a business has the ability to control their overall cash flow efficiency and working capital position in real-time, that business will be more successful.

And that can only be a good thing for all Australians.

We’re always evolving
We never sit still for long.

That’s the key to our successful partnerships with some of Australia’s leading brands. We don’t rest on our laurels.

Our team is hard at work anticipating the future needs of the industries we serve.

Through innovation, our latest products are changing the way businesses operate for the better. As we grow and evolve our mission will remain true - to unlock, raise and protect people's potential.

And that’s why we get up in the morning.


Earlytrade is always interested to meet amazing people with skills in engineering, sales and/or finance. If you have experience in the below areas, we are keen to speak:

  • Enterprise Sales Directors
  • Product Managers
  • Software Engineers
  • Sales Associates

Media Enquiries

All media-related enquiries should be directed to our Public Relations team.

Investor Information

Earlytrade is not currently raising, however we look for investors who can bring strategic value to our organisation. If you would like to learn more, please contact our Investor Relations team.